Privacy Policy
Last updated: 31 October 2026
Pearl Ocean Insurance Solution ("Pearl Ocean", "we", "us") respects your privacy. This policy explains what personal information we collect through pearlocean.co.in and when you contact us, how we use it, and the choices you have.
Information we collect
- Enquiry and quote forms: your name, company name, email address, mobile number with country code, the type of insurance you are interested in, and any details you add about your requirement.
- When you call, email or message us on WhatsApp: your contact details and whatever you choose to share in the conversation.
- Technical details: with each enquiry we record your IP address and browser type, so we can block spam and misuse of the form.
How we use it
- To reply to your enquiry and advise you on suitable insurance cover.
- To obtain quotes and arrange policies you ask us to arrange.
- To help you with claims you ask us to support.
- To keep the website secure and prevent fraudulent or automated submissions.
We contact you only about your enquiry, as you agree when you submit the form. We do not sell your personal information or use it for third-party advertising.
Who we share it with
- Insurance companies, only as needed to get you a quote, issue a policy or process a claim you have asked us to handle.
- Service providers that host and run this website for us, under obligations to keep your information confidential.
- Authorities, where the law requires us to.
Cookies and third-party services
The public website does not set advertising or tracking cookies. Our staff portal uses a strictly necessary cookie to keep team members signed in. Pages load fonts from Google Fonts and our SSL site seal from DigiCert; these providers receive your IP address when your browser fetches them.
How long we keep it
We keep enquiry details for as long as we need them to respond to you and to service any policy or claim that follows, and for as long as the law requires us to keep records. After that we delete them.
How we protect it
The website is served only over encrypted HTTPS. Enquiries are stored in a private database that only authorised staff can access, using passwords and two-step verification.
Your choices and rights
You can ask us to show you the personal information we hold about you, to correct it, or to delete it, and you can withdraw your consent to be contacted at any time, in line with India's Digital Personal Data Protection Act, 2023. Email info@pearlocean.co.in and we will respond promptly.
Contact us
Pearl Ocean Insurance Solution
610, Sector 04, Koparkhairane, Navi Mumbai 400709
Phone: +91 85916 86369
Email: info@pearlocean.co.in
Changes to this policy
We may update this policy from time to time. The date at the top shows when it was last changed.