Marine Insurance
Cargo and transit cover for goods moving by sea, air, road and rail, with single trip and annual policies.
Explore marine cover
Pearl Ocean Insurance Solution
Protecting Every Voyage, Every Cargo.
Comprehensive insurance solutions for businesses across India — marine, motor, health, fire, and more. One trusted partner for all your coverage needs.
- 500+ Businesses trust us
- 40k+ Transits secured
- 25k+ Policies issued
- 8 Insurance products
- Pan-India Service
Why Pearl Ocean
Insurance Made Simple, Protection Made Certain
- 01
Fast Claim Settlements
Streamlined claims process with dedicated support — so you get back to business without delay.
- 02
Expert Advisors
Our team brings deep maritime and insurance expertise to craft the right policy for your business.
- 03
Pan-India Network
Serving businesses from Mumbai to Chennai, Delhi to Kolkata — wherever your trade takes you.
- 04
Tailored Coverage
No one-size-fits-all policies. Every plan is customised to your cargo type, trade routes, and risk profile.
Trusted Partner with a Proven Track Record
Businesses rely on us to keep their cargo protected, shipment after shipment.
40k+
Transits secured
25k+
Policies issued
500+
Satisfied customers
Who We Serve
Industries We Cater To
- Importers and exporters
- Freight forwarders
- Customs brokers
- Manufacturing
- Engineering and machinery
- Pharmaceuticals
- Chemicals
- Textiles and garments
- Agri commodities
- Fruits and vegetables
- Frozen food items
- Electronics
- FMCG and retail
- E-commerce
- Automotive parts
- Project cargo
What We Cover
Insurance Built for Every Business Need
From cargo ships to construction sites, we provide tailored insurance solutions across 8 product lines.
Motor Insurance
Cover for cars, two-wheelers and commercial vehicles against accidents, theft and third-party liability.
Get a quoteHealth Insurance
Individual, family floater and group plans that pay for hospital treatment when you need it.
Get a quoteWorkmen Compensation Insurance
Covers an employer's legal liability if employees are injured or killed at work.
Get a quoteContractor's All Risk
Protects construction projects against damage to works, materials and third-party claims.
Get a quoteHousing Society / Office Insurance
Building, contents and liability cover for housing societies, offices and shops.
Get a quoteFire Insurance
Protects property and stock against fire, lightning, explosion and allied perils.
Get a quoteLife Insurance
Term and savings plans to secure your family's financial future.
Get a quote
Claims Process
If something goes wrong, we handle the claim with you.
Report damage or loss as soon as you notice it. One dedicated advisor stays with you from the first call until the insurer pays.
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You doStep 1
Inform us immediately
Call or email with your policy number and what happened. Keep damaged cargo and packing as it is.
-
We handleStep 2
Survey is arranged
We notify the insurer, who appoints a surveyor to inspect the goods and assess the loss.
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You doStep 3
Submit documents
We send a checklist and review every document before it goes to the insurer, so nothing is sent back.
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We handleStep 4
Settlement
We follow up with the insurer until your claim is approved and paid into your account.
Get Covered Today
Ready to Protect Your Business?
Talk to an advisor, or request a quote and we'll get back to you within one business day.
- Phone
- +91 85916 86369
- Chat on WhatsApp
- Quotes
- sales@pearlocean.co.in
- Office
- 610, Sector 04, Koparkhairane, Navi Mumbai 400709
- Hours
- Monday to Sunday, 24×7
